Here are some of our sample loans. We have a customized loan package to fit your needs. Bad credit or no credit, doesn’t matter. There are many lenders that cater to first time home buyers or those with less than perfect credit. No money?  No problem. We can do up to 107% financing. As a licensed mortgage broker, we get wholesale rates from hundreds of different lenders. Let us go to work for you! Call Today for the latest rates.

Loan packages

Despite the upward trend of short term interest rates, the 10,15, or 30 Year fixed rate remains quite low. This loan is often attractive to those that plan on keeping their homes for more than 3-5 years or for those who do not want to see their payments change frequently.

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Check out Mortgage 101 to learn about the process from start to finish or check out my Useful Info page for phone numbers, APR primer and the Homestead Act.

Fixed

This is one of our more popular loans.  After an introductory rate lasting anywhere from 1-7 years, an ARM will fluctuate based on short term interest rates. This loan can be advantageous for those who plan to sell their home or refinance in 3-7 years. 

ARM (Adjustable Rate Mortgage)

Looking to remodel your home or perhaps buy a new car? If you have equity in your home, you can borrow money on favorable terms and still enjoy the tax deductions of home ownership. These loans are often used to forego paying private mortgage insurance (PMI).

Home Equity & HELOC

These are just a few examples of the kind of loans available through Southern Fidelity Mortgage. We have literally dozens of programs and hundreds of lenders to meet your specific needs.  Get Pre-Approved now by filling out our Loan Application and I’ll build a customized package with the lowest rates possible.

Full Range of Options